PROCESS

RETIREMENT IS ABOUT MORE THAN YOUR FINANCES.

Stern Financial's process is derived from a genuine interest in helping you. Understanding who you are is paramount and a key pillar in navigating the pathway to your vision of success.

Longevity.

We call our process The Ives System. To build a plan that underpins longevity, we begin with your foundation to get a real picture of what you want most out of life.

It’s a 4-step method that helps us intimately understand your situation so our recommendations are thoughtful, researched, and always made with your best interest in mind. We’ll systematically formulate an actionable plan so you can start to experience freedom with your money.

And like the great Yew tree, this helps us develop a robust retirement plan that provides longevity.

1. Explore Meeting

2. Kickoff

Engagement

You become a client & assets transfer here

3. Planning

4. Action

HUMAN-FIRST FINANCIAL PLANNING.

There’s no substitute for quality time spent with you. Think of us as your financial map helping you navigate the road to your vision of success. Together, we’ll get you where you’d like to be.

OUR PLANNING PROCESS.

Your Ives System journey begins with finding your purpose. The goal is to dig deeper into what we discussed during our Explore Call. We’ll introduce tools to help clarify your purpose, gain visibility into expenses, and review your early action plan. We will gather additional information including income, investments, taxes, insurance and estate planning. We will identify actionable steps to help ensure you stay on track to reach your goals. Behind the scenes, we’ll be crunching numbers to optimize your strategy.

With Stern Financial, you get full 360-degree coverage of your retirement journey. There are no add-ons or additional fees. We’ll analyze your current estate plan to ensure your goals are reflected appropriately.

The best plans are laid to waste if there aren’t systems in place to fully protect them. We’ll review your insurance and estate so you’re covered no matter what happens.

With this holistic view, we can provide a higher level of service.

FREQUENTLY ASKED QUESTIONS

What type of clients does Stern Financial work with?

What fees can I expect?

What services do you offer?

Do you offer proactive tax planning?

Where is my money held?

Answer

We work with people from all walks of life. Our best-fit clients are those who have found some success and built a portfolio of at least $500,000. They’ve done an excellent job of saving but don’t want to be burdened with the responsibility of doing everything needed to get the most out of their money.

If we can’t work with you, we’ll do our best to answer any questions you have and point you to someone who can. Please don’t hesitate to reach out today to see what’s possible with your financial planning.

AT A GLANCE.

Big firm capabilities with bespoke principles.

We’re headquartered in Amherst, MA and we work remotely with clients nationwide. Out-of-the-box thinking and tailored personalized service are foundational goals at Stern Financial.

Your money is in good hands.

We are professional investment managers with both a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Analyst™ as part of your team providing a deep bench of expertise. While you’ll have a primary financial advisor you work with, we take a whole-team approach to help give you the best opportunity for success.

Assets are protected and insured by an independent third-party custodian for safekeeping which is National Financial Services.

You’re in control.

Having a specialist partner like Stern Financial in your corner expands your visibility and control over your money. We can help you capture an intimate understanding of your finances and navigate your financial map confidence and clarity.

While you can rest well knowing we’re always on watch, you’ll also have quick and easy access to your money through the latest technology available.

LET US TAKE A WEIGHT OFF YOUR SHOULDERS.

Take the first step by scheduling your
Explore Call below.