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433 West Street, Suite 7
Amherst, MA 01002

413.253.8989

This communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, CT, FL, GA, IA, LA, MA, MD, ME, MN, NC, NH, NJ, NY, OR, PA, RI, SC, TN, TX, VA, VT, WA, WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Stern Financial Services is not affiliated with Kestra IS or Kestra AS.

Investor Disclosures: https://www.kestrafinancial.com/disclosures

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